How do I get a Cash Advance?
To request a Money App Cash Advance, sign up at https://cash.money.app/signup and link your eligible checking account and debit card. Qualified users can receive an approval amount in seconds. Money App has no interest, no mandatory monthly fees, no tipping, and no credit check!
CHECKING ACCOUNT MINIMUM REQUIREMENTS
We assess your checking account history to determine eligibility.
To qualify for a Cash Advance, you must:
- Have an eligible personal checking account that can be verified.
- Have a debit card linked to that checking account.
- Be able to verify ownership of the checking account.
Savings accounts, money market accounts, and other non-checking accounts are not eligible.
IDENTITY VERIFICATION REQUIREMENTS:
We must be able to verify your identity and checking account ownership:
- Enter your info as it appears on your bank account. We’ll check the info you enter against the details we receive from your linked bank to make sure they match.
- Make sure your info matches your public records.
If your account doesn’t qualify, please try again when it has been open longer and/or your account shows more consistent direct deposits and positive account balances.
Will a Cash Advance affect my credit?
No! Requesting or receiving a Money App Cash Advance does not impact your credit because Money App does not perform a credit check.
How much does Cash Advance cost?
Money App has no mandatory fees, no interest, and no tipping.
Standard delivery is free and takes 1-3 business days to reach your account.
If you need your Cash Advance sooner, Express Delivery is available for an optional fee ranging from $7.99 to $29.99. The delivery fee is paid when you repay your Cash Advance.
How will my Cash Advance be repaid?
Cash Advance repayments are automated, making it easy to pay on time. You repay the amount of your Cash Advance plus any expedited delivery fee (only if selected!). Money App never charges interest.
Here’s how automated Cash Advance repayments work:
We’ll automatically attempt to withdraw your repayment on your next expected direct deposit date. We estimate that date based on recurring income deposits shown in your linked bank account.
Money App will not provide you with further Cash Advances while any amount remains unpaid under the Cash Advance Program.