Fees
Money App
Spending Account
Money App Fees |
||||
| Concept | Fee | Basis | Money App Spending Account Limit | |
|---|---|---|---|---|
Banking
|
Monthly Fee | $0 | ||
| Minimum Balance | $0 | No minimum | ||
| Budgeting Tools | $0 | |||
| Other Financial Services (Account Aggregation) | $0 | |||
| Early Access to Paycheck | $0 | |||
Deposit Method |
ACH transfers to Money App Spending Account from a linked bank account | $0 | per transaction | $3,000 per day $10,000 per month $50,000 per calendar year |
| Card transfers debit/Apple Pay/Google Pay | You may also be charged a fee by a third party provider | per transaction | $3,000 per day $10,000 per month $50,000 per calendar year |
|
| Green Dot cash loads at the register | A retail service fee by the Green Dot provider or other third party of up to $4.95 applies | per transaction | $500 per day $2,000 per month $10,000 per year |
|
| Mobile Check Remote Deposit Capture | Free | per transaction | $3,000 per day $10,000 per month $50,000 per year |
|
| Wires (Deposits) | $30 International $0 Domestic |
per wire | $3,000 per day $10,000 per month $50,000 per year |
|
Withdrawal
|
In Network ATM Transactions at Allpoint ATMs are fee free | Free | per transaction | $500 per day $2,000 per month $10,000 per year |
| Out of Network ATM | You may also be charged a fee by the ATM operator or other third party | per transaction | ||
| Foreign ATM Transactions | You may also be charged a fee by the ATM operator or other third party | per transaction | ||
| ACH Transfers from Money App Spending Account to a linked bank account | $0 | per transaction | $3,000 per day $10,000 per month $50,000 per calendar year |
|
| Purchases or other transactions using your Money App card at merchants | $0 | per transaction | $3,000 per day $10,000 per month $50,000 per year |
|
Other
|
Mobile Deposit Returned Check |
$10 | per returned check | |
| ACH Unauthorized Fee |
$10 | per unauthorized ACH | ||
| Remote Deposit Capture - Unauthorized Returns | $4 | per transaction | ||
| Reclamation | $15 | per transaction | ||